Add all your income
Add income from jobs and ventures to calculate your earnings.
The Problem
Tax in Nigeria? Mostpeople just avoid it.
You're earning from a few different places. A salary here. Some freelance work there. Maybe a small business on the side. But nobody ever sat you down and explained how to pull it all together. What counts as relief? What can you actually claim as an expense? Who knows.
So you end up doing one of three things: guessing and hoping you got it right, paying extra just to be safe, or ignoring the whole thing with that quiet stress sitting at the back of your mind.
It shouldn't be this hard to understand your own money.
Four steps. A few minutes.One clear answer.
Add your work expenses
Track expenses like data, transport, and tools.
See your full breakdown
See your tax, line by line. Understand every deduction and relief.
Pay and save your receipt
Upload your receipt, and your records are documented.
Who It's For FiscalGuard is one simple place
If you earn, you qualify.
Your tax, properly done FiscalGuard is one simple place
to work out your Personal
Income Tax — properly.
Drop in your income from every source. Add the expenses you actually use to earn. FiscalGuard applies the reliefs the law entitles you to, does the maths, and hands you a clear breakdown of what you owe. No spreadsheet gymnastics. No googling tax terms at midnight.
You pay what's fair. Not more, not less. You stay compliant, in control, and you finally know where you stand.
See My Real Tax — FreeIf you earn from more than one place, you really need this.
Freelancers
Juggling multiple clients and inconsistent income.
Creators
Earning from platforms, brand deals, and your own products.
Remote workers
Paid in naira, dollars, or a mix — we handle it all.
Independent workers
Finally making enough to take tax seriously.
Everything you need,
nothing you don't.
Income Tracking
Multi-source, multi-currency income
Track every income stream — salary, freelance, business, side hustle — in one place. FiscalGuard converts foreign earnings at official CBN rates so the numbers always tell the truth.
- Supports ₦, $, £, € and more
- Auto-converts at official CBN rates
- Monthly checkpoints to keep you on track
Smart Expense Allocation
Shared or exclusive deductions
Split expenses across all your jobs or assign them to a single income source. Watch your tax drop in real time as you categorise — no spreadsheet wrestling required.
- Split across all jobs or assign to one
- Live tax-saving preview as you type
- Receipt upload for defensible records
PITA 2025 Reliefs
Toggle reliefs on or off
Pension, NHF, NHIS, Life Assurance, Rent — every relief PITA entitles you to is right there, ready to toggle. See your final tax drop the moment you flip a switch.
- All current PITA 2025 reliefs included
- Toggle each one — no fine print
- Updates the moment FIRS rules change
Solid foundations,honest about our role.
Built on current Nigerian tax law
Our calculations follow the Personal Income Tax Act (PITA 2025) and reflect the latest updates under the Finance Act. When rules change, we update — and we tell you.
Every relief, applied properly
Pension, NHF, NHIS, life assurance — the reliefs the law entitles you to are applied accurately, not guessed. Most people miss them and overpay.
Defensible records
Every expense you claim is backed by the evidence you enter. If your tax authority ever asks questions, you have clean records ready — organised and easy to find.
Bank-level security
Your data is encrypted in transit and at rest. We're built to comply with the Nigeria Data Protection ACT, 2023 (NDPA) and we don't — and will never — sell your data.
Clear about our role
FiscalGuard calculates your tax and shows you exactly what to pay. We don't file on your behalf, and we're upfront about that. You stay in control of your own filing.
Backed by professionals
FiscalGuard's methodology is reviewed by qualified Nigerian tax professionals. Our approach stands up to scrutiny.
Membership benefitsFeatures that you
Features that you
will love.
Multi-source income tracking
Log income from all jobs and creator channels. USD, GBP, EUR — auto-converted at official CBN rates every time.
Smart expense deductions
Assign expenses to one job or split them across all. Upload receipts, track deductions, and see your tax saving live as you type.
PITA 2025 relief packages
Pension, NHF, NHIS, Life Assurance, and Rent — all configurable with live tax impact preview and toggle switches.
Compliance score & Tax Health
Four steps per month, tracked automatically. Build your annual compliance score and know exactly where you stand.
Transparent pricing.
FEATURES
Everything you need to track income, claim deductions, and file with confidence.
- Multi-job income tracking
- Advanced tax optimization
- Automated compliance checks
- Smart expense categorization
- Unlimited receipts & records
- Audit-ready reports
- Priority support
Find expert tax filing assistance
Start filing your Tax
Get agent that canhelp you file yourtax easily
Start filing your Tax Who we are
Built for the way you really earn.
FiscalGuard is a tax-compliance platform built for Nigerian freelancers, creators, remote workers, and independent workers — the people whose income doesn't fit a single P-A-Y-E slip. We apply every PITA relief you qualify for, keep your records audit-ready, and update the moment Tax rules changes in Nigeria. No accountant needed, no guesswork.
Sign Up Free300+Nigerian Freelancers, Remote workers, Creators, and Independent workers using FiscalGuard
₦4.5M+Overpayments avoided in work-use expenses and tax reliefs
Frequently asked questions
Everything you need to know about the product and billing.
FiscalGuard is a private tax calculation tool, not a government platform. Our calculations follow the Personal Income Tax Act and current Finance Act updates passed into law in 2025. You use our breakdown to pay the appropriate tax authority directly — your State Internal Revenue Service, depending on your circumstances.
Still have questions?
Can't find the answer you're looking for? Please chat to our friendly team.
Get in touch